:root {
  --navy: #12233f;
  --navy-2: #1d3557;
  --ink: #1b2430;
  --muted: #5b6676;
  --line: #e3e8ef;
  --bg: #ffffff;
  --bg-soft: #f6f8fb;
  --accent: #1d4ed8;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}
.wrap { max-width: 1040px; margin: 0 auto; padding: 0 20px; }
header.site {
  border-bottom: 1px solid var(--line);
  background: var(--bg);
  position: sticky; top: 0; z-index: 10;
}
header.site .wrap { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.brand { font-weight: 700; font-size: 1.1rem; color: var(--navy); text-decoration: none; letter-spacing: .2px; }
nav a { color: var(--muted); text-decoration: none; margin-left: 22px; font-size: .95rem; }
nav a:hover { color: var(--navy); }
.hero { padding: 84px 0 72px; background: linear-gradient(180deg, var(--bg-soft), var(--bg)); }
.hero h1 { font-size: clamp(2rem, 5vw, 3.1rem); line-height: 1.15; color: var(--navy); margin: 0 0 18px; max-width: 800px; }
.hero p.lead { font-size: 1.15rem; color: var(--muted); max-width: 680px; margin: 0 0 30px; }
.btn {
  display: inline-block; background: var(--navy); color: #fff; text-decoration: none;
  padding: 13px 24px; border-radius: 8px; font-weight: 600; border: 0; cursor: pointer; font-size: 1rem;
}
.btn:hover { background: var(--navy-2); }
.note { font-size: .85rem; color: var(--muted); margin-top: 14px; }
section { padding: 64px 0; }
section.soft { background: var(--bg-soft); }
h2 { font-size: 1.7rem; color: var(--navy); margin: 0 0 10px; }
.sub { color: var(--muted); max-width: 640px; margin: 0 0 32px; }
.grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { background: var(--bg); border: 1px solid var(--line); border-radius: 12px; padding: 24px; }
.card h3 { margin: 0 0 8px; font-size: 1.1rem; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: .97rem; }
ol.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; counter-reset: s; }
ol.steps li { background: var(--bg); border: 1px solid var(--line); border-radius: 12px; padding: 22px; counter-increment: s; }
ol.steps li::before {
  content: counter(s); display: inline-flex; width: 30px; height: 30px; border-radius: 50%;
  background: var(--navy); color: #fff; align-items: center; justify-content: center; font-weight: 700; margin-bottom: 10px;
}
ol.steps li strong { display: block; color: var(--navy); margin-bottom: 4px; }
ol.steps li span { color: var(--muted); font-size: .95rem; }
ul.ticks { padding: 0; list-style: none; margin: 0; max-width: 720px; }
ul.ticks li { padding: 10px 0 10px 30px; position: relative; border-bottom: 1px solid var(--line); }
ul.ticks li::before { content: "✓"; position: absolute; left: 0; color: var(--accent); font-weight: 700; }
.two { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
form label { display: block; font-size: .9rem; font-weight: 600; margin: 14px 0 6px; color: var(--navy); }
form input, form textarea {
  width: 100%; padding: 11px 12px; border: 1px solid #cbd3df; border-radius: 8px; font: inherit; background: #fff;
}
form input:focus, form textarea:focus { outline: 2px solid var(--accent); outline-offset: 1px; }
form button { margin-top: 18px; }
.contact-lines p { margin: 0 0 10px; color: var(--muted); }
.contact-lines a { color: var(--accent); }
footer { border-top: 1px solid var(--line); padding: 28px 0; color: var(--muted); font-size: .9rem; }
footer .wrap { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; }
footer a { color: var(--muted); margin-left: 16px; }
.hp { position: absolute; left: -9999px; }
.prose { max-width: 760px; padding: 48px 0 64px; }
.prose h1 { color: var(--navy); }
.prose h2 { font-size: 1.2rem; margin-top: 28px; }
.prose p, .prose li { color: #2a3441; }
@media (max-width: 820px) {
  .grid3, ol.steps, .two { grid-template-columns: 1fr; }
  nav a { margin-left: 14px; }
  .hero { padding: 56px 0 48px; }
}